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First time buyer - some advice

It’s not easy when you are starting out getting your foot on the property ladder. Apart from the ordeal of finding the right house at the right price, you have to contend with estate agents, solicitors, exchanging contracts and then, actually moving in and furnishing your home.

We want to make at least one part of your journey easy - sorting out the finance for your first home.

Be realistic about additional expenses particularly when buying an older house. Essential jobs such as rewiring and re-flooring often cost much more than you had estimated.

We also want to inform you about the process ahead of you in a simple and easy to understand way.

7 simple steps (click on the links below for more)

1.      Determine how much you can borrow

2.      Get approved in principle

3.      After you find your property

4.      When your loan is approved

5.      What happens at signing of contracts

6.      Your cheque issues at completion stage

7.      You move in!

Having difficulties receiving approval?

Mortgage House deal with a large range of banks and specialist lenders that can provide you with a range of options, rates and services to suit your particular situation.

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Richard Coen t/a Mortgage House is regulated by the Financial Regulator
Mortgage House is a Tied Insurance Agent of Irish Life Assurance plc. Irish Life Assurance Plc is regulated  by the Financial Regulator.

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