• Have you got a property that's worth a lot more now than when you first bought it?
• Do you also have short term loans which are crippling you financially?
• Do you ever wish that, instead of being tied up, that money was working for you?
• Would you like the financial flexibility to do the things you’ve only dreamed of?
• Would you like to carry out home improvements?

If you have answered "yes" to any of these questions, then you will be interested in a Refinance Mortgage. Contact us today for more information on 1850 200 655/057 932 0692

With a Refinance Mortgage, homeowners can refinance their mortgage(s), car loan(s), personal loan(s) and credit card debt, all at the much lower mortgage rates that are available. It is possible to reduce your monthly outgoings simply by consolidating all of your debts because mortgage interest rates are less than half the normal personal loan rate which averages around 9%. These rates can even be much higher as high as 20% or more. So check what you are paying back on each of your loans and check what interest rate you are paying. You might be very surprised at the rates you are being charged.

The money saved on monthly repayments can be put to better use, by paying lump sums off the balance of the mortgage to decrease the capital amount and term, or invested into a savings policy for a rainy day.

This offers customers the potential to increase their monthly cash flow, and benefit from reduced interest rates for car and personal borrowings.

Even a small difference in the terms of your mortgage can make a big difference you pay back over the life of your loan.

For example, a €250,000 mortgage at 4.5% over 20yrs would cost you €127,000 in interest. The same mortgage at 5.5% would cost you €33,000 Extra! so it pays to shop around.

• The facility to borrow additional finance for a variety of personal borrowing purposes, including home improvements, a holiday, a new car, educational fees etc... the choice is yours!

The option of rolling all your debts into one at lower interest mortgage rates thus freeing up disposable income for investment savings or mortgage capital repayment.

Warning: This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.